Appraisal services for Belleair and Pinellas County homeowners

Here are the top 7 reasons why FL homeowners use Holtz Appraisal Services, Inc.:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge Pinellas county's assessment of your propertyvalue
To cut a mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a FL divorce, when real estate property needs to be divided
Settle an estate in FL by determining the true market value of real estate in question

Own a home in or near Belleair, FL and need help deciding the value of it?
Contact Holtz Appraisal Services, Inc..

At Holtz Appraisal Services, Inc., we understand the particular needs of a consumer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Holtz Appraisal Services, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're experts in helping people just like you delete unneeded PMI insurance.

Challenge Pinellas county's assessment of your property

Lets say you live in a region that is going down -- your local tax assessor may have your house overvalued. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from Holtz Appraisal Services, Inc. is your chief weapon.

Was your HELOC recently frozen?

If your property is in a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Holtz Appraisal Services, Inc. can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for precision? We can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your house.